home loan
Our affordable and flexible Home Loans are designed to take you closer to your dream home. Our Home Loan affordability tool calculates your estimated EMI based on factors such as loan tenure, amount, and interest rates, tailored to your specific needs. Discover our diverse selection of products offering highly competitive Home Loan Interest Rates, extended repayment periods, and additional advantages such as EMI waivers...
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Home Loan Features
- Delhi mein home loan ka interest rate takriban 7.35% se shuru hota hai.
- Loan tenure borrower ki age aur repayment capacity ke hisaab se 30 saal tak ja sakta hai.
- Property ke value ka 90% tak loan mil sakta hai (LTV basis par).
- Aap apne existing home loan par top‑up loan bhi le sakte hain.
- Achi credit profile wale customers ko pre‑approved loan ka option mil sakta hai.
- Floating interest rate loan par foreclosure ya prepayment charges nahi lagte.
Eligibility Criteria
- Applicant Indian Resident, NRI ya PIO ho sakta hai.
- Age: Loan maturity par minimum 21 saal aur maximum 70 saal.
- Salaried ya Self‑Employed dono apply kar sakte hain (minimum 3 saal ka experience preferable).
- 750+ credit score se approval chances aur interest rate dono better milte hain.
Documents Required
Salaried Applicants
- KYC: Aadhaar, PAN, Voter ID, Passport.
- Last 3 months salary slips aur last 6 months bank statements.
- Form‑16 / ITR.
- Property documents.
Self‑Employed
- Business profile & GST/ITR related documents.
- 3 saal ka audited balance sheet aur P&L statement.
- Recent bank statements.